• Hospitals Now Must Tell Medicare Patients When Care is ‘Observation’ Only

    Mar 20, 2017

    Many of you may already understand the difference between “observation status” and “admission” when it comes to hospital stays but for those that do not, it can be a real awakening when the bills start to come.  Observation Status is a designation used by hospitals to bill Medicare and is…

  • 64% of Americans Are Making This Crucial Estate Planning Mistake. Are You Among Them?

    Mar 09, 2017

    The statistics are alarming. Nearly two out of every three Americans have failed to create a will, and many of them aren’t the least bit concerned about it. For some it’s a matter of procrastination. Others think they don’t need one because they don’t have any significant holdings. Still others…

  • When Alzheimer’s or Dementia Strikes Your Loved One

    Mar 09, 2017

    Of all the health issues that people fear, being diagnosed with Alzheimer’s Disease or dementia are high on the list. People do not want to lose their ability to live independently, and their family members don’t want that for them either. Unfortunately, the number of people who have been diagnosed…

  • The Importance of Full Service Life Care Planning with Care Coordinators

    Mar 09, 2017

    America’s population is aging. Today one in every seven people in the United States is over the age of 65, and that number is expected to double in the next 25 years. Of course there is much joy to be experienced as we celebrate having our elders in our lives,…

  • “Why Do I Need a Will? I Barely Have Any Assets!”

    Mar 09, 2017

    Wills are not only for the wealthy. No matter how much, or how little, you have in your estate, you want to make sure that your hard-earned assets are distributed to your beneficiaries according to your wishes. New Jersey’s intestacy laws, the laws that dictate who your property goes to when you die without…

  • Want to Stay at Home as You Age? Know Your Home Health Care Options

    Mar 09, 2017

    Thank you to Bayada Home Health Care for agreeing to contribute to the Rothamel Bratton blog. We feel that they have information about home health care that will be invaluable to our clients and their families. Most senior citizens prefer to stay in their own homes as long as possible….

  • 3 Reasons Medicaid Applications Are Denied

    Feb 27, 2017

    The Medicaid process can be a complex process and often times quite overwhelming. We see countless families come to us in fear after their Medicaid application has been denied. Without proper legal guidance, on what could be the single most important financial decision you make toward protecting your loved one,…

  • Who Can File for General Administration of a Decedent’s Estate in New Jersey?

    Feb 21, 2017

    There are many, many people who put off the essential task of creating a will for themselves. They may know that they really need to do it, but keep procrastinating. They may think that since they’re not rich, it’s not that important. They may figure that their loved ones will…

  • Should I Have a Revocable Living Trust?

    Feb 14, 2017

    Having a properly drafted Will is essential to any estate plan. However, many question whether a trust is beneficial, or even necessary, to their estate plan. There are many different types of trusts which serve many different purposes.  One of the simplest and most common types of trusts are revocable living trusts…

  • What is a Short Sale Addendum?

    Feb 13, 2017

    If you are looking to purchase a home, pursuing a property that is available through a short sale may seem like an attractive option. These properties are generally made available at a price that is far less than would normally be expected because the seller has fallen short on their…